The information provided by HOPB is for educational purposes only and it's not meant to provide or to be construed as legal advice. Any legal questions, should be directed to your attorney. We cannot respond to questions regarding the law.

Americans with Disabilities Act of 1990 (ADA)

42 U.S.C. §§ 3601-3631 - prohibits discrimination and ensures equal opportunity for persons with disabilities in all public and government facilities, which may include facilities that are part of a common interest development if they are open to the public.


Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) denies a discharge in bankruptcy for a debt for a fee or assessment arising from a debtor's interest in a lot in a homeowners association for as long as the debtor retains specified interests in such lot.


Fair Debt Collection Practices Act (FDCPA)

Fair Housing Act (FHA)

Fair Housing Act (FHA) - The Act prohibits housing discrimination based on race, color, religion, sex, familial status, national origin — and disability. We are providing a video by C-SPAN covering the enforcement of the Act for educational purposes.

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Freedom to Display the American Flag Act of 2005

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Freedom to Display the American Flag Act of 2005 prohibits real estate management organizations from restricting homeowners from displaying the flag of the United States on their property.


The Servicemembers Civil Relief Act (SCRA)

Over-the-Air Reception Devices Rule (OTARD)

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Over-the-Air Reception Devices Rule (OTARD) - 47 CFR § 1.4000 - has been in effect since October 1996 and prohibits restrictions that impair the installation, maintenance or use of antennas used to receive video programming. Homeowners Associations cannot prohibit or adopt restrictions that: (1) unreasonably delay or prevent installation, maintenance or use; (2) unreasonably increase the cost of installation, maintenance or use; or (3) preclude reception of an acceptable quality signal.





Federal Emergency Management Agency (FEMA) coordinates the response to a disaster that has occurred in the United States and that overwhelms the resources of local and state authorities.