Michigan HOA laws & resources.

Laws & regulations impacting Michigan associations.

Michigan has no single, comprehensive HOA act. Its associations are governed by a scattered set of state statutes — alongside the federal laws that apply nationwide. HOPB hosts the full text of every one of these Michigan statutes, each with a plain-language guide.

Three things are worth knowing about how Michigan's HOA law works:

• Michigan has a Condominium Act, but no general HOA act. Condominiums are governed by the Michigan Condominium Act (Act 59 of 1978) — creation, the association of co-owners, assessments and the assessment lien, records, and homeowner protections. A non-condominium homeowners' association has no comprehensive governance code; its authority comes mainly from its own recorded declaration (covenants and bylaws) together with the Michigan Nonprofit Corporation Act (Act 162 of 1982), under which associations are commonly organized. One exception is worth knowing: an older lake or resort community may instead be a statutory corporation under the century-old chapter 455 acts, whose board can enact bylaws binding members' land and levy dues and assessments that become a lien on a delinquent member's land (§§ 455.212, 455.219; §§ 455.16, 455.23). There, authority comes from the statute, not the declaration.
• Two civil-rights acts handle fair housing. The Elliott-Larsen Civil Rights Act (Act 453 of 1976) bars housing discrimination based on religion, race, color, national origin, age, sex, sexual orientation, gender identity or expression, familial status, or marital status, and makes covenants limiting use or occupancy on those grounds void — except a bona fide age or familial-status limitation in senior housing under § 37.2503(1)(c), and certain religious-institution property (§ 37.2505(1)). Disability is handled by the companion Persons with Disabilities Civil Rights Act (Act 220 of 1976), which requires reasonable accommodations and modifications in housing.
• A 2024 law protects clean energy — and an HOA can erase discriminatory covenants. The new Homeowners' Energy Policy Act (Act 68 of 2024) bars an association from prohibiting solar-energy systems and a list of energy-saving improvements, and requires every association to adopt a written solar policy. Separately, a 2022 law lets a homeowners' or property owners' association discharge a discriminatory deed restriction by a simple board-majority vote (MCL 565.866). These and other scattered provisions — including the Michigan Regulation of Collection Practices Act — are collected on the related-laws page.

Find HOA contact information & documents.

• The Michigan Secretary of State — information on elections, businesses, licensing, and securities. Visit HOPB's HOA Directory and select Michigan to reach the state's Corporations Division business search, where the public can find an association's corporate status, active board members, registered agent, management company, and corporate documents such as the articles of incorporation, by searching under the community or subdivision's name.
• Association records — members have a right to inspect the association's records. For condominiums, the Condominium Act requires the books, records, contracts, and financial statements to be available to co-owners (§ 559.157); for an incorporated association, the Nonprofit Corporation Act lets a member inspect the corporation's books and records for a proper purpose, on written demand describing the purpose and the records (§ 450.2487(2)) — § 450.2485 is the duty to keep them. If the association does not comply within 5 business days, the circuit court can compel it (§ 450.2487(3)); but the articles, bylaws or a board resolution may withdraw the right on a good-faith finding under § 450.2487(7).
• HOA documents — the association's Declaration of Covenants, Conditions & Restrictions (CC&Rs), amendments, bylaws, lien notices, plats, maps, and other community documents can be found by visiting the county register of deeds in the county where the association is located. The CC&Rs are recorded with the county land records; for a condominium, the master deed must be recorded before units may be sold (§§ 559.172, 559.173).