Arizona
Arizona HOA laws & resources.
A guide to the statutes, agencies, and resources that govern homeowners' and condominium associations across the Grand Canyon State.
State laws
Laws & regulations impacting Arizona associations.
Arizona has separate acts for condominiums and for non-condominium planned communities, together with the federal laws that apply nationwide. HOPB hosts the full text of every one of these Arizona statutes, each with a plain-language guide.
Arizona HOA Law Guide Browse every statute we host in full — the Condominium Act, the Planned Communities Act, the Nonprofit Corporation Act, the Civil Rights Act, the HOA administrative hearing process, and the collection agency law — grouped by role, with the official text and a plain-language guide for each.Three things are worth knowing about how Arizona's HOA law works:
- Which act applies turns on community type — not on a date. This is unusual and it makes things simpler. The Condominium Act applies to all condominiums created within this state without regard to the date the condominium was created (§ 33-1201), and the Planned Communities Act applies to all planned communities (§ 33-1801(A)) — subject to narrow exemptions, including certain pre-1974 associations that cannot enforce covenants (§ 33-1801(C)). But the two differ in ways that cost money: the planned community act caps a regular assessment increase at 20% without majority approval and bars foreclosure until a debt hits 18 months or $10,000, while the condominium act has no assessment cap and a lower foreclosure floor of one year or $1,200 (both acts require the board to try to communicate and offer a reasonable payment plan before foreclosing). Solar differs too: a planned community gets an express ban on prohibiting a solar energy device, with a mandatory fee award to a party who substantially prevails against the board (§ 33-1816); a condominium owner relies on the general rule voiding such covenants, which does not reach instruments entered into before April 17, 1980 and carries no fee-shifting (§ 33-439). Most associations are also incorporated under the Arizona Nonprofit Corporation Act — though Arizona does not require it: a condominium association may be a profit or nonprofit corporation or an unincorporated association (§ 33-1241), and a planned community association may be a nonprofit corporation or an unincorporated association (§ 33-1802(1)).
- Fair housing protections are written into Arizona's own law. The Arizona Civil Rights Act spells out the duties to permit reasonable modifications, to make reasonable accommodations in rules and policies, and to meet accessible design standards for covered multifamily housing (§ 41-1491.19) — the same architecture as the federal Fair Housing Act, which applies in parallel. The attorney general administers the fair housing article, and an aggrieved person may file with the attorney general within one year and, separately, sue in superior court within two years — the court action is available whether or not an administrative complaint was filed — where actual and punitive damages and injunctive relief are available and a prevailing plaintiff shall be awarded fees.
- Arizona gives you a forum most states don't. Under A.R.S. § 32-2199 an administrative law judge adjudicates disputes about the two acts and about your community's own documents — a route to enforce your declaration without filing a lawsuit. Around the edges, the remedy for a groundless recorded lien, the construction-defect notice-and-repair regime, common-area tax valuation, and political signs are collected on the related-laws page, and collection conduct is covered by the Collection Agencies law.
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Government agencies
Federal & state government agencies.
- The Arizona Department of Real Estate runs the HOA dispute process — the petition route to an administrative law judge under A.R.S. § 32-2199. Note the limit the statute itself sets: the commissioner “shall not be required to administer or enforce” most of the Condominium Act (§ 33-1270), so the Department is not a general HOA regulator — the hearing process is the mechanism.
Dispute process forms
- The Arizona Attorney General administers the state's fair housing article and investigates discriminatory housing practices (§§ 41-1491.07, 41-1491.22). You can file a civil rights complaint within one year — or bring your own superior court action within two years, whether or not you filed administratively.
- The U.S. Department of Housing and Urban Development (HUD) enforces the federal Fair Housing Act, which prohibits discrimination in the sale, rental, and financing of dwellings because of race, color, religion, sex, familial status, national origin, and disability. A complaint can be filed with HUD as well as with the state.
Recommended reading
- Examples of Housing Discrimination
- Joint Statement of HUD and DOJ, Reasonable Accommodations under the Fair Housing Act (2004)
- Joint Statement of HUD and DOJ, Reasonable Modifications under the Fair Housing Act (2008)
- Assessing a Person's Request to Have an Animal as a Reasonable Accommodation Under the Fair Housing Act (2020)
- The U.S. Department of Justice, Civil Rights Division enforces the Americans with Disabilities Act (ADA), which bars disability discrimination in public accommodations and access to government programs and services.
- The Arizona Department of Insurance and Financial Institutions licenses and regulates collection agencies (§§ 32-1001(3), 32-1021, 32-1055(A)). Separately, the Consumer Financial Protection Bureau enforces the federal Fair Debt Collection Practices Act; complaints can also go to the Federal Trade Commission or the Arizona Attorney General.
- The Arizona Corporation Commission maintains the corporate registry — where an incorporated association's status, statutory agent, and filings live.
HOA information
Find HOA contact information & documents.
- Who runs your association. Search the Arizona Corporation Commission entity registry — or visit HOPB's HOA Directory and select Arizona — to find an association's corporate status, statutory agent, officers, and filings by community name. Because neither act requires incorporation (§§ 33-1241, 33-1802(1)), this is also how you confirm whether your association is actually incorporated.
- Association records. Owners have a strong statutory right here. Financial and other records must be made reasonably available for examination by any member or their written designee, the association has ten business days, it may not charge you for making material available for review, and copies are capped at 15¢ per page — § 33-1258 for condominiums and § 33-1805 for planned communities. There is a short list of exceptions for privileged communications, pending litigation, closed-session minutes and personal or employee records (§§ 33-1258(B), 33-1805(B)). If your association is incorporated, the Nonprofit Corporation Act still tells it which records to keep (§ 10-11601(E)) — but the member inspection right in that act expressly does not apply to a condominium or planned community association (§ 10-11602(G)). Title 33 is your route, and it is the stronger one anyway.
- HOA documents. The declaration, CC&Rs, amendments, plats, deeds, liens and judgments are recorded with the county recorder where the community sits — search under the subdivision or community name. Unlike association records, these are genuinely public.
- Parcels and common areas. Parcel information is available from your county assessor — for the largest county, the Maricopa County parcel map. Note that Arizona sets an exclusive method for identifying and valuing HOA common areas, valued on the assumption that no other use is possible and conditioned on a recorded deed restriction (§§ 42-13401 to 42-13404). It does not reach condominium common elements, which are excluded from the definition (§ 42-13402(B)). See the related-laws page.
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Legal resources
Courts, the bar & legal help.
- Arizona HOA Law Guide — a single index of every Arizona statute HOPB hosts in full, grouped by role, with the official text and a plain-language guide for each.
- The Arizona State Legislature publishes the official Arizona Revised Statutes — search the statutory database, find your legislator, and track pending bills.
- The Arizona Judicial Branch provides court information, self-service forms, and case lookup, and the Office of Administrative Hearings is where an HOA dispute petition is actually heard once referred.
- Before hiring a lawyer, check standing and history: the attorney discipline pages include a disciplinary cases matrix and certificates of good standing, and the State Bar of Arizona publishes disciplinary records.
- AZLawHelp provides free legal information and referrals for Arizonans who cannot afford a lawyer, and the American Arbitration Association provides alternative dispute resolution information, tools, and services.