Alabama
Alabama HOA laws & resources.
A guide to the statutes, agencies, and resources that govern homeowners' and condominium associations across the Yellowhammer State.
State laws
Laws & regulations impacting Alabama associations.
Alabama has separate laws for condominiums and for non-condominium homeowners' associations, and which one applies is date-based — together with the federal laws that apply nationwide. HOPB hosts the full text of every one of these Alabama statutes, each with a plain-language guide.
Alabama HOA Law Guide Browse every statute we host in full — the two condominium acts, the Homeowners' Association Act, the Nonprofit Corporation Law, the Fair Housing Law, and the Rights of Blind & Disabled Persons law — grouped by role, with the official text and a plain-language guide for each.Three things are worth knowing about how Alabama's HOA law works:
- Which law applies is date-based — check that first. A condominium created before January 1, 1991 is governed by the Condominium Ownership Act, and one created on or after that date by the Uniform Condominium Act of 1991. A non-condominium homeowners' association is governed by the Homeowners' Association Act only if its declaration was recorded on or after January 1, 2016 (or it has voted to opt in); an older HOA otherwise runs on its recorded declaration. Nearly all associations must also be organized as nonprofit corporations under the Alabama Nonprofit Corporation Law (Title 10A, Ch. 3).
- Fair housing protects residents. The Alabama Fair Housing Law bars housing discrimination based on race, color, religion, sex, handicap, familial status, or national origin, and is enforced by ADECA. The reasonable-accommodation and assistance-animal rules that come up most in associations come from both that Alabama law — which spells out reasonable-modification, reasonable-accommodation, and accessible-design duties (§ 24-8-7) — and the federal Fair Housing Act it mirrors, while the Rights of Blind & Disabled Persons law adds equal access and a service-animal right that reaches housing.
- Around the edges. Service animals, debt collection under the federal FDCPA (Alabama has no state analog), and the corporate code an association runs on — plus the laws people wrongly assume apply, like the Open Records and Open Meetings acts, and the mistaken belief that a state solar-rights law overrides an HOA — are collected on the related-laws page.
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Government agencies
Federal & state government agencies.
- The U.S. Department of Housing and Urban Development (HUD) enforces the federal Fair Housing Act (FHA), which prohibits discrimination in the sale, rental, and financing of dwellings because of race, color, religion, sex, familial status, national origin, and disability.
Recommended reading
- The Alabama Department of Economic and Community Affairs (ADECA) administers the Alabama Fair Housing Law. A person who believes they have experienced housing discrimination can file a complaint with ADECA or with HUD, and may also bring a private civil action within one year.
- The U.S. Department of Justice, Civil Rights Division enforces the Americans with Disabilities Act (ADA), which bars disability discrimination in public accommodations and access to government programs and services.
- The Consumer Financial Protection Bureau (CFPB) enforces the federal Fair Debt Collection Practices Act (FDCPA), which bars abusive, unfair, and deceptive debt-collection practices. Alabama has no state fair-debt-collection statute, so a homeowner facing abusive collection can complain to the CFPB, the Federal Trade Commission, or the Alabama Attorney General.
- The Alabama Government Portal provides information by topic and agency, and the Alabama Attorney General protects the state's consumers.
HOA information
Find HOA contact information & documents.
- The Alabama Secretary of State business search — visit HOPB's HOA Directory and select Alabama, or search the Secretary of State directly, to find an association's corporate status, board members, and articles of incorporation by the community or subdivision name. For HOAs created since 2016, the Secretary of State also keeps a public database of HOA governing documents — the bylaws and recorded CC&Rs that the association is required to file (§ 35-20-5).
- Association records. Beyond the public filings, owners have statutory rights to inspect their association's records — for a condominium, the association's financial and other records must be reasonably available to any unit owner (§ 35-8A-318); for a homeowners' association, key records must be furnished to a member or purchaser within 30 days (§ 35-20-13); and because associations are nonprofit corporations, their books and records may be inspected by any member for a proper purpose (§ 10A-3-2.32).
- HOA documents. The association's Declaration of Covenants, Conditions & Restrictions (CC&Rs), amendments, bylaws, plats, deeds, and lien notices are recorded with the judge of probate in the county where the community is located (search under the community name); the CC&Rs must be recorded to be enforceable. Parcel information is available from the Alabama Department of Revenue.
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Legal resources
Courts, the bar & legal help.
- Alabama HOA Law Guide — a single index of every Alabama statute HOPB hosts in full, grouped by role, with the official text and a plain-language guide for each.
- The Alabama Legislature publishes the official Code of Alabama — search your state representative and the statutory-law database, and track pending bills.
- The Alabama Judicial System gives the public access to court information, forms, rules, opinions, case search, and self-help services.
- The Alabama State Bar offers a lawyer directory and referral service, and lets you check whether a lawyer is in good standing, and Legal Services Alabama provides free civil legal help to eligible low-income residents.
- The American Arbitration Association provides alternative dispute resolution (ADR) information, tools, and services — useful when conflict arises in an association.